The Fair Debt Collections Practices Act
The Fair Debt Collections Practices Act (FDCPA) is a federal law which
protects consumers from unfair and abusive behavior by debt collectors.
Examples of unfair and abusive behavior includes:
- Yelling or calling you names over the phone
- Calling you multiple times a day
- Calling at strange hours (very early or late at night)
- Contacting your employers or neighbors about your debt
- Calling you at work
- Engaging in deceptive conduct
- Calling you without disclosing their identity
- Threatening arrest or loss of child custody or welfare benefits
- Threatening repossession without the legal right or intent to do so
Document all of your discussions and communications with any debt collectors.
By logging calls, recording discussions or retaining third party witnesses,
you can file a complaint with the Federal Trade Commission. If a letter
has failed to end harassment, usually a letter from an attorney proves
effective. Our legal team is ready to help you raise claims under the
FDCPA or file for bankruptcy to put a stop to creditor harassment.
Retain the services of DeLoache Law Office today!
Over the years, we have helped
thousands of clients find effective solutions for their financial challenges. We are knowledgeable
about all relevant bankruptcy laws and prepared to get to work for you.
For more information about what constitutes creditor harassment and how
we may be able to help,
contact our office today!
We proudly serve the areas of Jonesboro, West Memphis, Paragould, Blytheville
and surrounding cities in all bankruptcy matters.