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DeLoache Law Office 25+ Years of Excellence Helping Arkansas Families and Businesses Alike

Creditor Harassment Lawyer Serving Jonesboro

Contact Us to End Creditor Harassment Today - (888) 233-7016

Even if you are past due on some bills, you have rights as a consumer, which includes not having to tolerate creditor harassment. Sick of being harassed by relentless creditors? Whether you are facing wage garnishment, repossession or a lawsuit, we are the team of legal advocates you want behind you. We can walk you through all of the aspects of bankruptcy—your best option for fast relief from creditor harassment!

Common Forms of Creditor Harassment You Shouldn't Ignore

  • Phone Calls to Your Home and Workplace
  • Collection Letters
  • Attempts to Collect Money from Your Family
  • Visits from Collection Agencies
  • Wage Garnishment
  • Repossession
  • Foreclosure

If you have received endless phone calls and letters from creditors demanding to be paid, we are prepared to protect you. By filing for Chapter 7 or Chapter 13 bankruptcy, an automatic stay will be issued that prevents all creditors from any further collection activity. If for any reason creditors continue to harass you, you can take legal action against them.

Understanding Your Rights Under the FDCPA

The Fair Debt Collections Practices Act (FDCPA) is a federal law which protects consumers from unfair and abusive behavior by debt collectors.

Examples of Prohibited Debt Collector Conduct

  • Yelling or calling you names over the phone
  • Calling you multiple times a day
  • Calling at strange hours (very early or late at night)
  • Contacting your employers or neighbors about your debt
  • Calling you at work
  • Engaging in deceptive conduct
  • Calling you without disclosing their identity
  • Threatening arrest or loss of child custody or welfare benefits
  • Threatening repossession without the legal right or intent to do so

Document all of your discussions and communications with any debt collectors. By logging calls, recording discussions or retaining third party witnesses, you can file a complaint with the Federal Trade Commission.

If a letter has failed to end harassment, usually a letter from an attorney proves effective. Our legal team is ready to help you raise claims under the FDCPA or file for bankruptcy to put a stop to creditor harassment.

Choose DeLoache Law Office for Creditor Harassment Issues

Over the years, we have helped thousands of clients find effective solutions for their financial challenges. We are knowledgeable about all relevant bankruptcy laws and prepared to get to work for you.

Ready to Stop Harassment? Contact Our Jonesboro Office Now

For more information about what constitutes creditor harassment and how we may be able to help, contact our office at (888) 233-7016 today!

We proudly serve the areas of Jonesboro, West Memphis, Paragould, Blytheville and surrounding cities in all bankruptcy matters.