Creditor Harassment in Arkansas
Get a West Memphis Lawyer on Your Side
Do you believe you are being harassed by creditors? Unsure of what you
should do to protect your rights? You need to contact a West Memphis attorney
right away! Our bankruptcy firm has extensive experience working with
creditors and collectors and knows how to protect consumers from various
violations. We can aggressively advocate for your rights and take action
against collectors who overstep the boundaries. You don't have to
go through this time on your own! Get our legal team on your side today.
What is creditor harassment? If you have experienced any of the following, call us:
- Late night or early morning phone calls at home or work
- Excessive collection letters
- Threats over the phone or in letters
- Attempts to get your money owed from family members
- Visiting you at home or at work
- Using unfair repossessions or wage garnishments to collect
- Using deceptive acts to obtain debts
We know how overwhelming and nerve wracking this time may be, especially
if you feel your rights have been violated excessively. We are more than
prepared to stand up for you and protect your rights during this difficult time.
What is the Fair Debt Collections Practices Act?
The Fair Debt Collections Practices Act (FDCPA) is a federal law which
is created to protect consumers from unfair or abusive actions from debt
collectors. When collectors violate your rights, they can be held liable
under the FDCPA. It lays out specific guidelines for collection practices
and prevents creditors from engaging in abusive or excessive collection actions.
Actions like the ones mentioned above, as well as threats, inappropriate
contact, or deceptive conduct can all be considered a violation of your
rights under the FDCPA. You should take steps to document any discussions
or communications you have with collectors that you feel may be illegal
on their part. You should also talk with any witnesses or record conversations
if possible. Then, you need to file a complaint with the Federal Trade
Commission. If this still doesn't put a stop to the harassment, you
can retain our legal services. We can aggressively pursue any collector
who refuses to uphold your rights.
Do not wait to get counsel!
DeLoache Law Office a call to schedule a consultation.