Due to COVID-19, we will be conducting all consultations via Zoom and telephone. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions!

DeLoache Law Office 25+ Years of Excellence Helping Arkansas Families and Businesses Alike

Creditor Harassment in Arkansas

Get a West Memphis Lawyer on Your Side

Do you believe you are being harassed by creditors? Unsure of what you should do to protect your rights? You need to contact a West Memphis attorney right away! Our bankruptcy firm has extensive experience working with creditors and collectors and knows how to protect consumers from various violations. We can aggressively advocate for your rights and take action against collectors who overstep the boundaries. You don't have to go through this time on your own! Get our legal team on your side today.

What is creditor harassment? If you have experienced any of the following, call us:

  • Late night or early morning phone calls at home or work
  • Excessive collection letters
  • Threats over the phone or in letters
  • Attempts to get your money owed from family members
  • Visiting you at home or at work
  • Using unfair repossessions or wage garnishments to collect
  • Using deceptive acts to obtain debts

We know how overwhelming and nerve-wracking this time may be, especially if you feel your rights have been violated excessively. We are more than prepared to stand up for you and protect your rights during this difficult time.

What is the Fair Debt Collections Practices Act?

The Fair Debt Collections Practices Act (FDCPA) is a federal law which is created to protect consumers from unfair or abusive actions from debt collectors. When collectors violate your rights, they can be held liable under the FDCPA. It lays out specific guidelines for collection practices and prevents creditors from engaging in abusive or excessive collection actions.

Actions like the ones mentioned above, as well as threats, inappropriate contact, or deceptive conduct can all be considered a violation of your rights under the FDCPA. You should take steps to document any discussions or communications you have with collectors that you feel may be illegal on their part. You should also talk with any witnesses or record conversations if possible. Then, you need to file a complaint with the Federal Trade Commission. If this still doesn't put a stop to the harassment, you can retain our legal services. We can aggressively pursue any collector who refuses to uphold your rights.

Do not wait to get counsel! Give DeLoache Law Office a call at (888) 233-7016 to schedule a consultation.