Facing Wage Garnishments?

Retain Our West Memphis Bankruptcy Attorney

Wage garnishments are used by creditors to obtain debts owed to them through your wages-before you have even received them. The order goes straight to your employer, requiring them to hold back the directed amount from your paycheck and send it directly to creditors. Under state law, creditors may garnish up to 25% of your wages. Certain circumstances may allow creditors to take varying amounts while some debts have different limitations. This is why it is so important that you understand your financial situation.

Afraid your wages may be garnished? Need to put a stop to garnishments? Do not hesitate to contact the West Memphis bankruptcy lawyer at our firm. We can carefully review your outstanding debts and guide you in the right direction for your financial future.

Wage Garnishments that Bankruptcy Can Halt

Wage garnishments due to the following can be stopped when you file:

• Personal loans
• Consumer debts
• Medical bills
• Certain taxes
• Utility bills
• Credit cards

If your wages have been garnished to pay off debts similar to the ones above, you need to act fast to put an end to it and protect your financial future! That is where DeLoache Law Office comes in. Our firm can assess your situation and help you determine if bankruptcy will help put a halt to your wage garnishment concerns and resolve your debt problems.

What can’t be stopped with bankruptcy?

You cannot discharge or halt garnishments for these issues with bankruptcy:

• Child support payments
• Income taxes
• Defaulted student loans

However, some factors may allow for those debts to still be discharged. For example, if certain tax debts are older than a certain age, they may be eligible to be discharged through the bankruptcy process. Overall, bankruptcy can help you halt most wage garnishments, making it a viable option for those facing serious wage garnishment. Before filing, you should consult with our West Memphis bankruptcy lawyer to determine if this is the best option.